About Us

Southern Coastal Fund Mission Statement

The mission of the Fund is to provide a long-term solution to control escalating benefit costs while providing programs for employees to obtain quality care.

Our mission has been accomplished by:

  • More effective management of claims/payments
  • Negotiating with area providers to lower claims costs
  • Negotiating with national networks for access to specialized facilities
  • Providing support in bargaining unit contract negotiations
  • Educating employees

Click here for an informational overview brochure to learn more about the Southern Coastal Fund.

Executive Committee

Fund Chair Rich Davidson – Millville BOE
Secretary Nicole M. Albanese – Bridgeton BOE
Members Bruce Harbinson – Cumberland Regional BOE
Megan Duffield – Cumberland County Tech Ed
Jerry Velazquez – The Authority
Stephanie Kuntz – Hopewell BOE
Laurie Ryan – Upper Twp BOE
Alternates Scott Musterel – Vineland BOE
Mark Mallett – Lower Cape May Regional BOE
Joseph Hiles – Borough of Woodstown
Frank Badessa – Upper Deerfield Twp BOE


Rich Davidson (Chair)

Jerry Velazquez

Scott Musterel


Nicole Albanese (Chair)

Jerry Velazquez

Stephanie Kuntz


Bruce Harbinson (Chair)

Megan Duffield

Laurie Ryan


Alloway Township BOE
Bridgeton BOE
Brigantine City
Buena Regional BOE
Cumberland County
Cumberland County Charter School Network
Cumberland County Charter School Network
Cumberland County Technical Education Center
Cumberland Regional BOE
Dennis Township BOE
Downe Township BOE
Egg Harbor Township
Hopewell BOE
Lawrence Township BOE
Lower Cape May Regional School District
Lower Township BOE
Millville BOE
Ocean City BOE
Penns Grove
Penns Grove Carney’s Point Schools
Pittsgrove Township
Salem County
Upper Deerfield BOE
Upper Township BOE
Vineland BOE
Waterford Township BOE
West Cape May BOE
Woodstown Borough


For more information about the Southern Coastal Health Insurance Fund and New Jersey Health Insurance Funds (“hi” funds)  in general, visit hifundnj.com